AI Reinsurance Risk Modeler (Hamilton) - Pricing the Apocalypse

AI Reinsurance Risk Modeler: The World's Risk Laboratory

Bermuda is where the world sends its worst-case scenarios. From Florida hurricanes to Japanese earthquakes, the capital flows through Hamilton.

Our AI Reinsurance Risk Modeler runs millions of Monte Carlo simulations to price risk that others are afraid to touch.

cat Intelligence

1. Probable Maximum Loss (PML)

Know your worst day.

• Multi-Peril Simulation: Strings together correlated events (e.g., a hurricane causing a flood causing power outages).
• Visualizing Exposure: Maps total insured value (TIV) against live storm tracks.

2. ILS & Cat Bonds (Insurance-Linked Securities)

Turn disaster risk into an asset class.

• Trigger Monitoring: Automatically calculates if a parametric bond should pay out based on wind speed data.
• Yield Optimization: Structuring tranches to appeal to pension fund investors looking for non-correlated returns.

3. Portfolio Optimization

Don't put all your eggs in one wind zone.

• Correlation Detection: Flags hidden correlations (e.g., owning too much risk in both Tokyo and San Francisco).
• Capital Efficiency: Calculates the marginal capital required for writing a new policy.

why Hamilton?

• Regulatory Speed: The Bermuda Monetary Authority (BMA) approves new capital structures faster than London or New York.
• Talent Density: The highest concentration of actuaries and underwriters per square mile on Earth.
• Tax Neutrality: Allows global capital to pool efficiently without double taxation.

integrations

• RMS (Risk Management Solutions)
• AIR Worldwide
• Lloyd's Lab